Live a Thrifty - Debt Free Life Starting Today. I Will Show You How I Became
Debt-Free...And How You Can
Follow These Step-By-Step Instructions
To Do The Same!

Welcome Women-On-The-Net Readers!

As you know - being in debt is a very serious situation. This site does not offer an instant fix to your problem, but if you are willing to stick with it, we do offer guidance.


From: Linda Holmes
Subject: Tried and true, step-by-step instructions to a debt-free life!

Who wants to watch their debt dwindle?

If living a debt-free life seems like an unreachable dream to you, you came to the right place.

If you are here because you are serious about living debt-free, it is time to find out how and get started on a real plan.

By "real plan", I mean a plan that is within your reach,
a plan that takes your current income and helps you to use what you make and the resources around you to become debt-free.

"Unless you are truly motivated to get out of debt...
this is not the site you were looking for."

I'm not trying to scare anyone off, but getting out of debt is not easy, it takes:

  • work
  • dedication
  • and possibly a lifestyle change


You don't need someone to tell you what you did to get into debt, you don't need a guilt trip... You just need some help and you need it now - or maybe not now but - RIGHT NOW!

You have probably already found plenty of web sites willing to charge you for anything from debt counseling to debt consolidation.

But that is not what you need!

My name is Linda Holmes and I have researched for years ways to get out of debt and stay out of debt. I know when a person is in debt they are struggling in many aspects of their life. Debt eats at a person, causes all kinds of anxiety, and often causes relationship problems as well.

Being in debt can also begin a period of depression, sadness, despair, and often health problems such as ulcers, insomnia, high blood pressure, etc.

It is a miserable state to be in, and you don't have to remain there.

I also know getting into debt seems to be a lot easier than getting out of debt and once you begin to get into debt, it is easy to get into more and more debt.

Obviously I too have struggled with debt in my lifetime, but I now enjoy financial freedom and you can too.


The answer to that question is the key. You probably spent years getting yourself into debt - I know I did.

Unfortunately it took me even more years to get out,
but what I gained along the way will be to your benefit. I now have valuable information I can pass on to you.

I took all the information I learned and organized it into an easy to follow, step-by-step e-book for you to use in your own journey to financial freedom.

And there's more...with the purchase of the book you will also receive 3 FREE reports. One on Credit Reports, one on Cutting Expenses, and one on Saving Money.

To purchase all of this information seperately would cost you at least $200! But it will be yours for FREE!

I've read enough - I want to order the e-book, Step-By-Step Get Out Of Debt now and get my three FREE reports now.

Once you click to order, you will be taken to the following screen, fill out the information then follow the links to your book and FREE reports:

Are you sick of all the web sites that offer the following:

  • Ways to "make thousands in 24 hours"
  • "Just sit at home and click to make money"
  • "easy earnings"
  • "start making money in 5 days or your money back"

How many of these sites do you think are just going to collect your money and move on?

That is not at all what this site is about.

I put in the time getting out of debt. During that time I was researching how to get out of debt and learning what to do and what not to do to clear up my accounts.

I would love to show you ways to dissolve your debt problems and start fresh.

The world economy has taken a turn for the worse in the past few months. Of course, just like personal finances, the world wide financial crisis was years in the making, but we are now all experiencing the results of that downward turn.

Many people are losing their jobs, savings and retirement accounts. For people who were in debt to start with, these are devastating times. Before your personal situation becomes dire, turn your debt around.

Begin the process of getting yourself debt-free.

You may have seen or even purchased other books that promise you the world.

I am not here to promise you ways to "make millions". I will simply share ways to systematically get yourself out of debt.

What you need to do is:
read the e-book, Step-By-Step Get Out Of Debt
follow the step-by-step instructions,
stick to the plan,
begin your debt free life!

Why should you even consider purchasing this book instead of the hundreds of other books out there?

When a person is facing debt, sometimes everything seems hopeless. The debt can overshadow everthing else in their life.

It is my goal to get you to begin actively working on getting out of debt by showing you what you can do - one step at a time.

Once you start, you will feel empowered.

Is it your goal to get out of debt and stay out of debt?

This book will help you set up a plan that you can follow to get out of debt. No magic - No secret formula - Just a plan of action.

It will not:

  • Have you spend hours of your time doing insignificant tasks to distract you from your goal.
  • Give you pages and pages of unimportant drizzle that doesn't help you at all.
  • Offer ridiculous suggestions that you can't accomplish or afford.
  • Make you a bunch of empty promises.
  • Lead you to more ways to spend money instead of save money.

Let me give you a peek at part of what you will learn in Step-By-Step Get Out Of Debt:

  • Learn the easiest way to reduce the amount of debt you are facing - without filing for bankruptcy.
  • How to handle your credit card companies.
  • What to say and what not to say to the bill collectors.
  • Learn your rights when dealing with bill collectors.
  • Find out the surprising reason why you shouldn't pay your credit card bill early.
  • Discover what a credit counseling agency can do for you.
  • Learn the difference between a debt settlement firm and a credit counseling agency.
  • Find out if bankruptcy would help you.
  • All of the information above and MUCH MORE!

This e-book normally sells for $39.00,

but I am offering it to
Women-On-The-Net Readers
for only $24.99,

including the FREE reports!


But that's not will also receive 3 FREE reports with your book. You can download any of them or all 3. They are yours to keep.

Credit Reports - Everything You Ever Wanted To Know And Then Some,

  • What a credit report is and what to do with it,
  • Why you need yours,
  • How to get a copy of your credit report and avoid the scams,
  • Understanding your credit report,
  • And more.

Thrifty Living Tips - Ways To Cut Expenses And Save Money,

  • Ways to save money on homeowners insurance,
  • 24 Penny Pinching tips,
  • Ways to cut expenses on credit cards,
  • Ideas on spending wisely,
  • And More.

And finally - the third bonus (drum roll here)
a comprehensive report on Saving Money

Remember once you click to order you will be taken to the following screen, fill out the information and follow the "Complete Your Order" link back to your book and FREE reports:

Even after you download the e-book, you will have 60 days to decide if you want to keep the book. That's right - you get a full 60 day guarantee. If you don't like the book - let me know within 60 days and I will send your money back.

The last thing you need in your life right now is more ways to spend money. Take this opportunity to turn your debt around.

I could tell you all kinds of things, like; "turn your debt into income", "start enjoying vacations with your family" or "never worry about a purchase again".

But those statements are just NOT real.

When you are faced with debt, the number one priority is getting out of debt.

You may wonder, "Will Step-By-Step Get Out Of Debt work for me?"

I believe it will or I wouldn't even consider putting it on the market. This book gives you concrete ways to begin your debt-free life.

I am not making a bunch of "pie in the sky" promises. I am not interested in spoofing people who are already struggling.

Instead I am supplying you with an easy to follow guide to becoming financially free.

This e-book is for people who are dedicated and hard working. You can join those who are financially free. Yes this is a process that takes some effort from you, but by following the steps, you can reach your financial goals.

I stand behind this product. Remember you have a 100% guarantee. If you read the book and feel the methods and suggestions just won't work for you, simply let me know within the first 60 days and I will issue a full refund...NO QUESTIONS ASKED!! And you can keep all of the information you purchased plus the 3 FREE reports! You have nothing to lose and everything to gain.

Order your copy of Step-By-Step Get Out Of Debt now and get started today!

All you will need to download your book is a pdf reader such as Adobe Reader. This program is free.

Once you have placed your order, you will be directed to a page to immediately download your book and your free reports. (The amount of time the download will take depends on your particular system.)

I truly wish you the best in your financial future. Once you sign up on the form, I will send you a link to get your e-book as soon as it is released.

Contact us at with any questions, feedback or testimonials.

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